We offer Asset Finance in various forms – from Hire Purchase to Finance Lease, these products are available in a number of formats.

If you’re seeking a commercial equipment finance package that’s right for you and your company, you’re in the right place.

With our HP agreements, you will be required to pay all the VAT up front leaving you with monthly repayments that are free from VAT. The full VAT payment can usually be reclaimed if you’re VAT registered. 

If you’d rather not fund the VAT payment yourself, you may prefer to choose some type of Finance Lease. In this scenario, the funder pays the initial VAT for you and subsequently ‘lease’ the equipment back to you, charging you VAT on the monthly rental payments. It’s important to understand the implications of leasing equipment rather than purchasing outright. Leasing can protect you against the costs incurred as equipment depreciates and comes with tax advantages. We’d be happy to talk you through the pros and cons of different funding options available to make sure you have the full picture.

If you’re looking at funding options, leasing is highly tax efficient in that 100% of the payments can be set against a company’s corporation tax liability. Leasing new equipment also gives you a way to expand without using up your company’s cash reserves or overdraft facility.

With the need for greater efficiency, tight deadlines and above all, safety in all types of businesses, having the right, up to date equipment or machinery is essential to keeping your company ahead of your competition. By spreading the cost of new equipment over a longer time frame can help to make upgrading a realistic choice.

We work with you to ensure monthly payments for your new assets are affordable and in line with your business cash flow. Fixed terms and set monthly payments give you peace of mind as you plan for the future.

Asset Refinance is an ideal solution for your business if you want to free up capital that is currently tied up in machinery, vehicles or equipment.

Also known as a ‘sale and leaseback’ agreement, this finance solution allows your company to sell existing assets in return for working capital.
You still have full use of your assets whilst cash is freed up for other purposes.
‘Sale and Hire Purchase Back’ is also available – please ask.

Traditional lenders often won’t look beyond a business’ current financial position before making a decision on whether to lend. We take a fresh approach – we look deeper and treat each company on it’s own merits. 

Still not sure about the options open to you? Give our team a call – they’re standing by ready to help.